Stellantis Financial Services, Inc. provides full-spectrum automotive finance for Stellantis dealerships in the United States of America, along with fleet, lease, floorplan, and business lending solutions. Before financing the purchase of or leasing an automobile, we strongly encourage you to read the following material provided by the Federal Trade Commission (https://consumer.ftc.gov/articles/financing-or-leasing-car) and the Consumer Financial Protection Bureau (https://www.consumerfinance.gov/consumer-tools/getting-an-auto-loan).
FAIR LENDING:
Stellantis Financial Services, Inc. is committed to fair lending and treating consumers and customers with the respect. Under the Equal Credit Opportunity Act (ECOA), Stellantis Financial Services, Inc. is prohibited from discriminating in any aspect of the credit transaction. Prohibited bases are: sex (including sexual orientation and gender identification), marital status, race, color, religion, national origin, age (provided the applicant is of legal age), income derived from public assistance and the fact that the applicant has—in good faith—exercised any right under the Consumer Protection Act. The federal agency that administers compliance with this law concerning Stellantis Financial Services, Inc. is Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.
NOTE: If married, you may apply for a separate account. Alimony, child support, or separate maintenance income need not be revealed if you do not choose to have it considered as a basis for repaying this obligation. If married, you may apply for a separate account.
NOTICE TO SERVICE MEMBERS:
The Servicemembers Civil Relief Act (SCRA) is intended to provide specific benefits and protections when a servicemember is called to active duty. At Stellantis Financial Services, we recognize the compromises and sacrifices you make for our country as a servicemember. As part of our commitment to you, we want to make sure that you know about, and receive, the benefits of the SCRA. SCRA benefits include, but are not limited to, a maximum interest rate of six percent for the period of active duty for a retail credit contract, or, for a lease agreement, the option to terminate a motor vehicle lease without an early termination fee. If the SCRA applies and you lawfully terminate a motor vehicle leases, you must receive a refund of all lease amounts paid in advance (however, you may still be responsible for some end-of-lease amounts such as past due payments up to the date of termination, taxes, excess mileage and/or excess wear related to your vehicle). For both a retail credit contract and a lease, if the SCRA applies, repossession is prohibited unless a court order or written waiver is obtained. Our interest rate reduction policy also goes beyond what is required by the SCRA, so even if you are not eligible pursuant to the SCRA, let us know if you receive orders. For example, we offer a courtesy interest rate reduction for the period a servicemember customer is deployed outside of the USA even if not eligible for SCRA benefits. Please refer to our FAQs for more information. If you have questions about your account or would like to exercise your rights pursuant to the SCRA, we encourage you to contact us as follows: Under certain circumstances, the Servicemembers Civil Relief Act (SCRA) allows active duty service members to terminate an auto lease without having to pay early termination charges or a penalty. When service members lawfully terminate motor vehicle leases, the SCRA also requires them to be refunded all lease amounts paid in advance.
If you have questions about your account or would like to exercise your rights pursuant to the SCRA you may contact us as follows:
Stellantis Financial Services, Inc.
Attn: Compliance Department
3065 Akers Mill Rd SE, Suite 700
Atlanta, Georgia 30339
E-Mail: compliance@stellantis-fs.com
For more information about the SCRA, eligibility requirements, and benefits, please visit the following Consumer Financial Protection Bureau web site: https://www.consumerfinance.gov/consumer-tools/educator-tools/servicemembers/the-servicemembers-civil-relief-act-scra/. The Consumer Financial Protection Bureau also has the following useful FAQ for lease agreements: https://www.consumerfinance.gov/ask-cfpb/i-am-in-the-military-and-have-an-auto-lease-if-i-am-ordered-to-move-overseas-or-deploy-can-i-cancel-or-terminate-my-auto-lease-without-paying-early-termination-charges-or-a-penalty-en-889/
CREDIT REPORTS:
A consumer report may be ordered on you in connection with your application for credit. If you ask, we will tell you whether or not one was ordered and if one was, the name and address of the consumer reporting agency that provided it. Subsequent consumer reports may be requested or used in connection with an update, renewal or extension of the credit applied for without further notice to you.
If you would like to dispute any information that we are furnishing to a credit bureau for your account, you may submit the dispute as follows:
Stellantis Financial Services, Inc.
Attn: Compliance Department
3065 Akers Mill Rd SE, Suite 700
Atlanta, Georgia 30339
E-Mail: compliance@stellantis-fs.com
For more information about the SCRA, eligibility requirements, and benefits, please visit the following Consumer Financial Protection Bureau web site: https://www.consumerfinance.gov/consumer-tools/educator-tools/servicemembers/the-servicemembers-civil-relief-act-scra/. The Consumer Financial Protection Bureau also has the following useful FAQ for lease agreements: https://www.consumerfinance.gov/ask-cfpb/i-am-in-the-military-and-have-an-auto-lease-if-i-am-ordered-to-move-overseas-or-deploy-can-i-cancel-or-terminate-my-auto-lease-without-paying-early-termination-charges-or-a-penalty-en-889/
QUESTIONS OR CONCERNS:
Complaints, disputes or concerns about your account, including information in your credit report that has been furnished to a consumer reporting agency for your account or to limit our payment reminder contacts or to notify us of a contact preference, may be submitted to us at the following address:
Stellantis Financial Services, Inc.
Attn: Compliance Department
3065 Akers Mill Rd SE, Suite 700
Atlanta, Georgia 30339
E-Mail: compliance@stellantis-fs.com
TELEPHONE RECORDING NOTICE:
Inbound and outbound calls may be recorded or monitored. If you do not want to be recorded, please let us know during the telephone call.
TELEPHONE NUMBER NOTICE:
If you have provided or provide a telephone number (wireless or landline) as a contact number, we may use that number to service your account, including sending text messages, calling using an automated dialer, or calling using an artificial voice or a pre-recorded message. If you do not wish to receive such calls, we ask that you please notify the Compliance Department at compliance@stellantis-fs.com, although you may choose another method of notification.
LICENSING:
Stellantis Financial Services, Inc. and SFS Leasing, Ltd. operate pursuant to a license or an exemption from licensing in all applicable jurisdictions where a license is required. The NMLS Identifier # for Stellantis Financial Services, Inc. is NMLS-128351 and the consumer access link may be accessed at the following web site: (http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/128351)